Kevin O’Leary Group will work with you to tailor a flexible car finance package that fits with your requirements and monthly budget.
Finance is available on new and on used vehicles. Car finance doesn’t have to be complicated, and at Kevin O’Leary Group it isn’t. Our finance experts can advise you on the various finance options available to you, and help you select a finance arrangement best suited to your needs and your budget.
We deal with all the main finance providers and will shop around to secure the best deal available for our customers. We complete and submit all required paperwork on your behalf and keep the process hassle free for you. We can get finance approval within 1 working hour.
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€34,145A PCP (Personal Contract Plan) is a type of hire purchase contract.
Some customers like PCP as the deposit amount is flexible, monthly repayments are low and the customer has choices at the end of the repayment term. PCP is quick and easy to arrange.
Here’s how it works
A PCP (Personal Contract Plan) is a type of hire purchase contract. You don’t own the car until you have made the final payment. With a PCP, payment is broken down into three parts, 1) The deposit, 2) The Guaranteed Minimum Future Value (GMVF) and 3) The monthly payments;
And here’s the really clever bit!
Your affordable monthly payments are then calculated on the difference between the deposit and the GMFV, plus interest. In a nutshell this means lower monthly repayments.
After the term of the PCP contract you generally have 3 options
1. Hand the car back.
2. Keep the car and pay/finance the final balance, to own the car.
3. Enter into another PCP contract to buy a new car
PCP is suitable if you like the flexibility of options at the end of the agreement, lower monthly repayments suit you and You can confidently nominate your mileage.
(Hire Purchase Plan)
With a hire purchase contract you don’t own the car until you have made the final payment. With a hire purchase agreement payment is broken down into 2 parts, the deposit and the monthly payments.
Here’s how it works
*Ask our finance experts for finance options available on specific models, terms and conditions apply to all finance options.
Watch our VIDEO to help you understand (HP) Hire Purchase car finance plans
*Ask our finance experts for finance options available on specific models, terms and conditions apply to all finance options